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Personal finance, made for you.

Every account in one view, with budgets that keep you on track. Private and offline-first, backed by insights and an assistant that answer your money questions.

Every account, one honest view

Checking, cards, crypto, investments, loans. Ten account types reconciled into a single balance you can trust at a glance.

Budgets that warn early

Daily to yearly limits with alerts that land before you overspend.

150+ currencies, live

Real rates, converted as you spend. Totals stay honest anywhere.

Encrypted to the core

AES-256 at rest, biometric and PIN locks. The data stays on your terms.

Offline first, synced later

Full function with no signal. Every device catches up the moment you reconnect.

Insights This month
Real spendable $180

$560 under budget, minus rent and three renewals due before payday.

  • Streaming renewed at $15.49 +55%
  • Dining is 18% over your average
Financial health 82 · Good

On your device. Always private.

Your money, with a second opinion.

Waliti does some of the thinking, so you decide with the full picture.

  • It notices for you

    Waliti monitors your spending and flags what changed: a subscription that crept up, a category running hot, a month that beat your average. A financial-health score keeps the big picture in one number.

  • It answers when you ask

    Ask in plain words, “How much did I spend on travel?” or “Can I afford this?”, and get a straight answer. Helpful nudges arrive while you can still act on them.

Every insight is worked out on your device, encrypted and private. Nothing is sent to a server to be read.